Terms and Conditions

1. Acceptance of Terms

By using the Cash Advance: Payday Loans App app or services, you agree to these Terms and Conditions. If you do not agree, you may not access or use our services.

Cash Advance: Payday Loans App is operated by MONEY IN MINUTES PAYDAY LOANS, L.L.C., headquartered at 2 N Central Ave Phoenix, AZ, 85004-2322.

2. Description of Services

Cash Advance: Payday Loans App is a lending platform that offers cash advance loans to qualified users across the U.S. Users can apply, receive a decision, and manage their loans directly through the app. If MONEY IN MINUTES PAYDAY LOANS, L.L.C. is unable to fulfill your request directly, you may be connected with a third-party lending partner. Loan amounts range from $100 to $5,000, with repayment terms from 3 to 24 months, and APR ranging from 6.99% to 35.99%.

3. Eligibility

To qualify for a loan through Cash Advance: Payday Loans App, you must:

• Be 18 or older (or age of majority in your state)
• Reside in the United States
• Provide a valid Social Security Number
• Have a checking account
• Maintain a consistent income source
• Meet other eligibility criteria established by MONEY IN MINUTES PAYDAY LOANS, L.L.C.

By applying, you confirm that you meet these requirements.

4. User Responsibilities

You're responsible for maintaining your account security. You agree not to:

• Use Cash Advance: Payday Loans App for unlawful or fraudulent purposes
• Provide inaccurate or misleading information
• Overload or interfere with the app's functionality
• Violate these Terms or any applicable laws

5. Loan Terms

If approved, your Loan Agreement will detail:

• Loan Amount
• Interest Rate, APR, and applicable fees
• Repayment Schedule and Due Dates
• Total Repayment Amount
• Penalties for Late Payments or Default

6. Credit Authorization

By applying, you authorize MONEY IN MINUTES PAYDAY LOANS, L.L.C. and its partners to obtain your credit report and use it to assess your loan eligibility and terms. This may include both soft and hard credit inquiries.

7. Electronic Communication Consent

You agree to receive all disclosures, notices, and agreements electronically. You also consent to electronic signatures as valid and legally binding.

8. Intellectual Property

All content within the Cash Advance: Payday Loans App app is owned by MONEY IN MINUTES PAYDAY LOANS, L.L.C. or its licensors. You're granted a limited license to use the app solely for its intended purpose.

9. No Warranties

Cash Advance: Payday Loans App is provided "as is" without warranties of any kind. We do not guarantee uninterrupted access or error-free service.

10. Limitation of Liability

To the fullest extent permitted by law, our total liability will not exceed the amount of your loan. We are not responsible for indirect or consequential damages.

11. Governing Law

These Terms are governed by the laws of the State of Delaware. Disputes must be resolved in courts located in New Castle County, Delaware.

12. Privacy Policy

Use of Cash Advance: Payday Loans App is also subject to our Privacy Policy, which is incorporated into these Terms.

13. Changes to Terms

We reserve the right to update these Terms at any time. Material changes will be communicated via the app and/or email. Continued use constitutes acceptance.

14. Contact Us