Effective Date
August 6, 2025
This Privacy Policy explains how MONEY IN MINUTES PAYDAY LOANS, L.L.C. ("Company," "we," "us," or "our") collects, uses, shares, and safeguards your information when you use our mobile application Money In Minutes: Cash advance ("App") or any related services. By using the App, you agree to the practices described in this Policy.
1. Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, mailing address, date of birth, Social Security number (where applicable), employment details, income, and bank account information.
- Financial Information: Credit score, credit history, outstanding debts, and repayment ability.
- Device & Usage Data: IP address, device identifiers, operating system, browser type, location data, and usage activity within the App.
- Voluntary Data: Information you provide when completing forms, surveys, or contacting customer support.
2. How We Use Your Information
We use the information we collect to:
- Provide and operate the App.
- Evaluate your eligibility for financial products.
- Connect you with third-party lender partners who may offer loan products.
- Improve, customize, and enhance our services.
- Communicate with you regarding your account, transactions, or inquiries.
- Comply with legal, regulatory, and security obligations.
3. Sharing and Selling of Information
We may share your information with:
- Trusted Lender Partners: We may disclose, and in some cases sell, your information to our trusted third-party lender partners for the purpose of offering you loan products.
- Service Providers: Vendors who help us operate the App (e.g., cloud hosting, analytics, security).
- Legal and Compliance: When required by law, legal process, or regulatory authorities.
- Business Transfers: In connection with a merger, acquisition, or sale of assets.
We do not sell, rent, or share your personal data with non-lending third parties for unrelated marketing purposes.
4. Your Choices
- Opt-Out of Marketing: You may opt out of promotional emails by following the unsubscribe link in our communications.
- Data Access & Correction: You may request access to, or correction of, your personal information.
- Do Not Sell My Info (CCPA/Applicable Law): If you are a resident of a state with consumer data rights, you may request that we stop selling your data to third parties.
5. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your data. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
6. Data Retention
We retain your personal information as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce agreements.
7. Children's Privacy
The App is not intended for individuals under 18. We do not knowingly collect data from minors.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be effective upon posting within the App.
9. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
MONEY IN MINUTES PAYDAY LOANS, L.L.C.
Email: support@laffairecashmere.com